The logistics services market in Ukraine has faced unprecedented challenges due to military actions. Cargo insurance, especially with consideration for war risks, has become a necessary condition for the stable functioning of Ukrainian business.
Why has war risk cargo insurance become a necessity?
Military conflicts, port blockades, shelling of infrastructure, and logistics routes significantly increase the risk of cargo loss or damage. If earlier Ukrainian companies could afford to take risks by forgoing insurance, today this is unacceptable.
Key factors defining the need for war risk cargo insurance:
Risk of physical destruction or damage to cargo due to shelling and hostilities.
Delays or complete blockade of delivery routes due to military actions.
Financial losses related to damage to infrastructure and warehouse facilities.
Thus, insurance with war risks is not just an additional cost but a strategic decision that protects a company’s financial assets.
What insurance conditions should Ukrainian companies pay attention to?
When choosing insurance coverage, it is essential to analyze the following:
1. War risk coverage
Make sure your insurance policy explicitly includes coverage for war, terrorist acts, hostilities, shelling, and other force majeure events.
2. Geographic limitations
Pay special attention to the territories covered. Most standard policies exclude areas of active hostilities, so additional agreement with the insurer is required.
3. Liability limits
Ensure that compensation limits are sufficient to cover the full value of the cargo. Insufficient limits can result in significant financial losses.
4. Insurance exclusions
Review the list of situations that exclude compensation, such as intentional actions, gross negligence, or violation of cargo transportation conditions.
5. Damage assessment and compensation procedures
Clarify how the damage will be assessed, what documents are required, and what payment timelines are established in the insurance contract.
Business loss analytics due to logistics shelling
According to official data and expert research, Ukrainian businesses in 2024–2025 lost over $500 million due to damage to logistics routes and loss of cargo during shelling. On average, companies lost between 10% and 30% of their cargo due to war-related risks.
How Navis Group finds solutions
Navis Group actively works on optimizing logistics processes for its clients, especially under war-related risks:
Individual insurance approach
Navis Group offers tailor-made insurance policies that consider the specifics of your business, route, and cargo type.
Full transparency and expert consultation
Our specialists clearly explain insurance terms, warn about possible risks, and offer optimal solutions.
Situation monitoring and prompt response
Navis Group experts constantly monitor the situation on logistics routes, adjust delivery plans, and inform clients of changes—helping to minimize risks.
Turnkey integrated solutions
Navis Group provides not only insurance but also risk management at all stages of transportation: route planning, cargo consolidation, customs clearance, and multimodal transportation.
Currently, Navis Group is still searching for the best cargo insurance solution that includes war risks. We are actively negotiating with partners and insurance companies and will soon announce the results.
Follow our updates and stay informed!